Eldercare Tips – 17 Questions to Answer Before Your Parents Will Accept Help Shopping For Groceries

For eldercare services to be tolerable to the elders, you need to explain to the in-home helpers exactly what your parents want help with. It’s not enough to say “hire someone to clean the house.” Does this mean the person cooks meals? Does laundry? Makes beds? Waters the lawn?

It seems simple enough. Your father said he can’t drive anymore so he needs someone to help him with shopping. Unfortunately, it’s easy to misinterpret what’s really needed. Does your father need someone to take a grocery list, go shopping and drop groceries off in the kitchen? Or does he need someone to stop by, pick him up, wait outside while he shops, bring him back, and drop him off? Does he need someone to go in the store and shop with him? For him? Help unpack and put the groceries away?

People make assumptions about what to do and how to help-and don’t get enough detailed information for the assistance to be acceptable to person needing assistance. To avoid these mistakes, and the complaints and cycle of hiring and firing in-home aides, get a complete picture of what your parents want help with. Begin the conversation by focusing first on a single, simple issue like shopping.

Because an apparently simple task like shopping is actually a series of smaller tasks, we have broken each topic into its components. Explore these details with your parents to learn what they really mean when they say “I think I want help shopping for groceries.” The detail may seem excessive to you, but it will make your parents feel understood and allow you to train the helper in acceptable assistance so his/her tenure will exceed a nanosecond.

• Shopping for groceries
Some people enjoy grocery shopping and would miss the activity. They may like the social connection of seeing and talking to other people in the store; they may enjoy slowly wandering down the aisles looking at and feeling the fresh fruits and vegetables, or they may want to keep control over decisions about what is purchased and how much money is spent. For these reasons, grocery shopping can plug into issues of authority and companionship.

Be sure you don’t hire a mismatch, e.g., someone who comes in and does a fabulous job selecting, buying, and organizing the groceries thereby annoying your parents who love to shop and see this as one of the last vestiges of control over daily life. Talk to your parents about the tasks involved in grocery shopping.

Do you want help:
• Deciding how much to spend?
• Making grocery lists?
• Getting to and from the store?
• Selecting the groceries?
• Navigating the aisles?
• Reaching items on very high and/or low shelves?
• Putting the groceries into the cart, onto the checkout counter?
• Paying?
• Carrying the groceries to the car and into the house?
• Unpacking the groceries?
• Doing the whole thing?

Grocery related issues – Do you want:
• Someone to follow along patiently while you shop?
• Someone to chat with while you are shopping?
• Someone to talk to the store clerks for you if you need help finding an item?
• Someone to handle the payment at check out?
• To do shopping on a regular schedule…when?
• To buy only specific brands or specific product sizes?

You may not have realized how much was involved in shopping for somebody else. Busy people just zip in, buy what they need and zip out. But, for people whose world has gotten smaller, these little things matter a great deal. No matter how experienced the provider of eldercare services is, he/she cannot anticipate each client’s preferences and may not ask in sufficient detail to get adequate information. Use these questions to help your parents get clear on exactly what they want help with and how they want to be helped, and to train the helper so he/she can provide elder care services they will accept.

Why Go For Natural Health Treatment and How Does it Work?

Natural health treatments have acclaimed much popularity these days as it has the amazing ability to handle all sorts of health conditions. Proper natural treatments can heal mental as well as physical illness and ailments such as insomnia, stress, lack of energy and immunity, cardiovascular problems, and recently even cancer. Basically, natural health treatment is done with two aims in mind:

  • Attaining good and healthy life.
  • Harnessing specific ailments and diseases.

Both these aims can be achieved easily with the use of high quality herbal health care products.

The present lifestyle of the people has impelled them to depend on nutritional supplements since there are wide gaps in the intake of nutritional diets. Health nutritional supplements work as a compliment to the healthy food and hence provide a better healthy life as it fulfill the lacking vitamins, minerals, amino acids, calcium and several other essential components of the body. It is a treatment that works with the natural recuperative powers of the human body and thereby adds on to the overall good health of a person.

Natural health treatment is known to cure problems related to men, women, and children whether it is weight loss, deficiencies and disorders. The treatment of the herbal health products can aid in maintaining healthy mind and body.

How Do These Supplements Work In Getting Rid of the Ailment?

  • The natural health supplement removes harmful substances from the body such as chemical poisons, environmental toxins, and detrimental organisms like parasites, bacteria, and viruses and so on. In short, these herbal products have the ability to detoxify the body completely.
  • Filling up the gap of the nutrition in the body. Herbal health care products are rich in nutrition and hence they provide the body with effective nutrition in the right proportion.
  • It enables the body systems to work efficiently and energetically. The health nutritional supplements have direct effect on the nervous system, lymphatic system, elimination organs, and blood circulation and so on.
  • The herbal healthcare products strengthen the immune system of the body as well as it contains several nutritional components.
  • It affects the mind in the most positive manner and thereby relieving the mind and body from stress and exertion.

As it is popularly said that healthy mind rests in healthy body, herbal health care products and natural health treatments help in keeping mind and body fit and fine.

Eldercare Tips – How to Hire Help Your Parents Won't Hate Through an Agency

How can you find capable and honest people whose quirks won’t drive your parents nuts? How much will they be paid? For how many hours at a stretch? How many stretches per week or month? Will these people be employees of yours/your parents? Of an agency? Or independent contractors? Do you know how the IRS determines these things and what paperwork and record keeping are required? Have you thought about worker’s comp and withholding? Suppose the applicants don’t speak much English?

Finding Candidates
There are two common ways to find help. Your parents can hire workers through an agency or can hire privately using referrals from friends, neighbors, physicians, local groups, or advertisements. Do you and your parents know the pros and cons of each option?

Agency hires
What are the pros and cons?

If your parents hire through an agency, the helper is the employee of that agency. It will find candidates, select a helper, pay that person, withhold taxes, provide W-2 forms to the helper, and bill you/your parents at its hourly rate. Although your parents will not have to recruit, screen, or haggle over wages, they will have limited choice in whom the agency sends – but somebody will show up, including substitutes when your parents’ worker is ill or on vacation. Clients may ask about the agency’s hiring and screening policies but are expected to rely on the agency’s selection.

If your parents have a problem with the worker, they can call the agency and a supervisor will talk to the worker for them. This is a strong argument in favor of agency hires, as long as your parents are willing to ask for help. How likely are your parents to report dissatisfaction while problems are small and easily fixed? Will they have the moxie to call the supervisor? Will they let you know?

Your parents will probably be charged between $20.00 and $40.00 per hour and will have to agree to a minimum number of hours per visit, usually four. The worker receives about half of the agreed-on fee. If the worker is dissatisfied with the fee schedule or benefits, that dissatisfaction is with the agency, not with your parents. Most agencies have policies prohibiting clients from supplementing salaries or giving gifts to their helpers. This is to protect clients from pressure by rather poorly paid helpers. If a helper suggests ways to skirt this policy and bestow tokens or riches, the agency should be told immediately. This could lead to financial abuse. Will your parents tell you or the agency promptly if this happens?

Types of agencies:
If your parents need simple housekeeping, they should work with a housekeeping agency. If they need in-home help including personal assistance, they should use agencies that specialize in in-home helpers and non-medical personal care providers. If they need assistance with health problems, they’ll need to look into more skilled home health aides.

The first option, housekeeping agencies, provides people who clean homes. But even this apparently simple option should be influenced by the results of the check sheets.

• Some house cleaners sent by housekeeping agencies bring their own cleaning supplies. That’s a help if it saves you or your parents a shopping trip, especially one that involves hauling heavy containers. But it’s a problem if your parents want specific cleaning products used and not others.
• House cleaners from agencies probably are on a fairly tight schedule, will come in, clean, and move on to the next house and may work in pairs or teams. This is great if your parents want the house cleaned quickly because it reduces the time somebody is in their home. But it can be a problem for a parent who doesn’t like people in the house because it increases the number of people there at one time. And with a team cleaning, several rooms may be in upheaval at the same time.
• Agency house cleaners may also chat with each other, and not necessarily in English. This can be a problem if your parents don’t want the noise involved with several people cleaning and talking. If they want to work along with or supervise the helpers, they may hit trouble both because of the helpers’ time constraints and also because they may not speak much English. And, if your parents want sociability as well, they may want to avoid this option. These workers get paid for cleaning, not talking, and need to move quickly and get on to their next job.

The second option, agencies that provide personal assistance and light housekeeping, offers more services and more sociability. Even if your parents don’t need much assistance beyond light housekeeping at this point, choosing an agency that provides in-home health aides may make sense. As your parents’ needs increase, they won’t have to start fresh with a new agency. These agencies provide employees who can offer broader services including transportation, sociability, assistance with activities of daily living (ADLs), and other support. In essence, your parents make a list of things they’d like help with, how many hours a day/week they’d like assistance, and the agency does its best to match the request with their available staff. The agency bills an agreed hourly rate based on the level of difficulty of the services provided. It has policies about weekend, holiday, and overtime charges.

To get the best match through an agency that provides help beyond housekeeping, you and your parents should give the intake worker at the agency a detailed list of what your parents want help with and how they want to be helped. These checklists should be reviewed right away with any helper who shows up at the house to prevent the well meaning 19-year-old aide from driving your parents crazy by gabbing all day long about a fruitless search for a soul mate. Review the checklists and work regularly with the aide, and pass the feedback along to the aide’s supervisor at the agency. Attention to little details at the outset will make eldercare services more tolerable to your parents now and in the future.

Give Your Loved Ones the Best Family Healthcare

There are many times when despite all the precautions, you fall ill. It is therefore important that people have the ability to get treated at such times. Family healthcare is one of the most basic needs of man. People need to seek treatment as soon as the first signs and symptoms of an illness show up. It is important that people are able to get the required medication and cure for their problem as soon as it starts lest it should turn into something far worse. Often minor problems could lead to major ones. When family members try to avoid going to a doctor, or getting treatment, it is mainly because the cost of treatment is too high for them to bear.

Family healthcare is one of the most important thoughts on the minds of the elders in the house. When it comes to children, the numbers of problems they can face by just going out of the house to play are countless. Since there are numerous infections in the air, it is difficult for anyone to stay protected from all illnesses. It is the same with adults in the house, when you are in office, at the market, or just at a neighbor’s house, you are vulnerable to a large number of illnesses. Family healthcare does not just mean that when a member is sick, he/she gets treatment. It rather means that when a person is hale and hearty, he/she should get regular check-ups to stay the same.

Whether it is the kids in the family or the adults, treatment for medical problems is seldom cheap. Everyone wants the best family healthcare for their family. But this means that people have to spend a lot of money on the same. This can easily be avoided with a medical insurance plan. The policy would pay for all the healthcare problems undergone by family members. At the same time, if the members use the plans wisely, then they have a better chance of staying healthy and leading a happy life.

People thus have the chance of staying healthy without having to pay much. The health insurance plan would take care of most aspects of family healthcare-inpatient treatment, day-care procedures, and other such problems. However, most such plans do not cover outpatient treatments. But there are plans that cover outpatient consultations, dental treatments, spectacles, etc. also. These are known as outpatient benefit plans.

All healthcare problems that a family faces can be dealt with. But the cost of doing so makes it difficult to get the right quality of treatment for individuals. There is the option of availing health insurance policies to cut the cost of family healthcare. But the problem is that people have the inclination to get the right health insurance plan for family members but they just get confused in selecting the right one.

When selecting the plan, one should remember that the policy is meant to get the family all the healthcare assistance it needs. This means that even pre-existing and hereditary diseases should be covered. However, it is not necessary that they be covered from the very first day. Such illnesses are often covered after a waiting period. One should be well aware of the waiting period before buying the policy.

A family is meant to share everything-happiness, sadness and problems. However, in most families, there are few earning members and more dependents. This means that while there are some members who earn money, there are more who spend the same. Thus the fiscal strain that is felt by the earning member can be easily understood. He/she has to provide for the needs of the whole family. However, when the cost of nearly everything around us is increasing, there is seldom any means by which all the ambitions of a family can be fulfilled. Family healthcare is one of the most difficult aspects of a family budget.

There are times when a person has the option of getting treatment that he/she needs, but in order to save money they avoid the same. This leads to further problems. Since there is no means of predicting the problems faced, one cannot tell the cost needed to deal with the same. The cost of healthcare is ever increasing. As time goes by this cost is going to go up manifold. It is important to stay protected against such high costs, so that there is no compromise on family healthcare and at the same time no stress on the earning members.

There are insurance plans that can come to the aid of a person at such times. However, the problem is that people often feel that they do not have the means of buying a health insurance plan. This is contrary to the reality. When a person cannot afford a mediclaim plan, there is no means by which he/she can afford the cost of treatment. Thus it is best to save money enough for a health plan and then buy the same. Also, one must be able to understand the offerings of the plan one is purchasing. The insurance plans are available with variety of offerings and in different values of sum insured. First, one needs to select the cover of benefits he/she is looking for and then accordingly he/she can choose a plan.

Apollo Munich offers comprehensive plans that are designed to take care of a family’s healthcare needs and give them adequate coverage for all medical problems that are likely to arise. It puts up the policy wordings on the website of the company in very transparent and simple terms. One can also buy and renew plans on its site. All the plans are designed t provide all-round family healthcare coverage. Apollo Munich offers mediclaim policies that are designed to give all-round protection to families. There are a variety of policies which are designed for the same.

How Drug Abusers Think – Help Get Addicts to Rehab Faster by Understanding Why They Avoid Rehab

Does drug abuse exist primarily in the mind of the abuser or is drug abuse society’s problem? Somewhat of a philosophical question, agreed. Let’s get right down into the reality of the matter and skip the pretense.

Drug Abusers Think Society Should Change To Fit Into Their Realities

To understand the boldness of this statement I will enlighten you on what is happening inside a drug abusers head. This may not be pretty, sorry if I use real life examples. But if you found your way to this article, you’re ready for it.

How Drug Abusers See The World

They see the same trees, the same cars and the same family members who are upset or distressed by their addiction. But they also ‘see’ other things.

To continue this analogy of seeing things that aren’t seen by everyone else, let’s consider the mind as a collection of full picture and sound files in one’s personal computer. This personal computer is ones’ mind. The mind has millions of memories or files stored of past experience or conclusions or imaginations. All these files are stored in your mental computer.

What happens when drug abusers experience things they don’t want to?

Here’s the problem: Drugs dull perceptions. Drugs are essentially pain killers. Drugs kill mental, emotional and / or physical pain. That means something that is distressing a person can appear to reduce. The stress seems to go away a bit by the drugs dulling or hiding the experience from the person. They can’t see or experience the discomfort as readily. Sometimes these discomforts come from the past. Remember the mind is made up of past experiences or memory pictures.

Drug abusers have been solving their problems by dulling out their abilities to see these problems. At times the problems right in front of them are unseen by a drug abuser. Other times issues from their past are blocked out.

Let’s take a look at one way drug abusers dull their perception of the past with drugs and with other mental ‘tricks’.

Drug abuse, including marijuana abuse, pharmaceutical abuse and alcohol abuse have one thing in common: Justification

As a drug rehab consultant, I hear more justification for drug abuse and use than most. Here are some rather common and even infamous justifications I’ve heard over the years.

Mental Justifications:

  • They don’t understand
  • I just need one more hit, then it’ll be OK
  • What’s the big deal, it’s just one time
  • This will fix things and I’ll make it through for a while longer

Drug Abusers Are Running Away From Something, Aren’t They?

Most people avoid pain. When the truth contains pain, the truth will be avoided.

Pain is also stored in the minds’ memory pictures. When painful experience is re-triggered by life, the painful part also returns. Drug abusers instinctively avoid this pain. That’s when justification is put to use by the abuser of drugs. Justification is a method of being right and avoiding the discomfort and pain of unpleasant memory.

The mind must be right. This is the minds’ senior command – always be right. Not necessarily truthful, just right. A drug abuser is trying to create a world where they are right in avoiding reality, even if it kills them. That’s why they continue to abuse drugs.

Drug Abuse and Addition

The world today has become surrounded by drug abuse as well as drug addiction. This escalating disorder has become so common, that its truth is based on misconceptions that people have concerning drug abuse as well as addiction. This paper briefly provides an overview of drug abuse as well as addiction, and at the same time looks at the aspects of epidemiology, social problems, pathophysiology, as well as ethical issues that might arise with medical emergency respondents.

Drug abuse and drug addiction; exactly what does that mean and who is affected by it? There is a confusion between drug addiction and abuse. Drug abuse happens when there is usage of a substance, generally illicit drugs or alcohol, while drug addiction takes place in a broad variety of substances and activities. Addiction can be termed as the compulsive need for usage of substance forming habits, such as alcohol, nicotine and heroin, of which is eventually characterized by obviously physiological signs upon withdrawal as well as tolerance; widely: insistent compulsive use of known substances that are harmful to the user. Drug addiction is usually not a substance forming habit, it also includes things such as gambling, sex, video gaming, and even internet. All the same, the primary focus of society is still to do with drugs, tobacco and alcohol. Several characteristics of pathophysiology and epidemiology will be discussed together with the social implications that addiction causes as well as any ethical problems that lie with addiction and medical emergency service providers.

The addictive behavioral study is relatively new. Science just started to study behavioral addictive in the 1930. Prior to this, studies were being carried out by scientist on drug abuse that were plagued by misconception shadows as well as nature addiction. But with present day discoveries as well as information on how brain chemicals work and the methods of alteration, there is now a deeper understanding of alcohol and drug addiction. Drug addiction, according to Dr. Dryden-Edwards also referred to as chemical dependency or substance dependence, is an illness that is described by a destructive drug abuse pattern that leads to major problems which involve tolerance towards or substance withdrawal and other problems arising from substance use that could have implications to the sufferer, either by school performance, socially or in terms of work. More than 2.5% of humanity suffer from drug addiction at some point in their lives. Some of the commonly abused addictive substances are alcohol, anabolic steroids, amphetamines, cannabis, caffeine, ecstasy, cocaine, inhalants, hallucinogens, nicotine, phencyclidine, opiates, sedatives, anti-anxiety drugs, and or hypnotic. Despite the fact that alcohol and drug addiction is viewed as a mental health issue, there is no one particular determinant cause. However, several people believe that drug addiction and abuse is a genetic disease of which is a false fact. A person’s environment is cause for the development of a predisposition dependency drug.

Epidemiology

The socially associated risk factors of drug addiction and drug abuse encompass the male gender, between the age ranges of 18 and 44 years, heritage of Native American persons, low socioeconomic status as well as the marital status of the unmarried. State statistics reveal that residents from the western U.S are more at risk to substance dependency as well as abuse. While males are very prone to alcoholism development, females seem more vulnerable to alcoholism at fairly lower amounts of alcohol consumption, this is because females have a much lower body mass as compared to males. The combined medical, criminal, economical, as well as the social implications costs American taxpayer more than half a trillion dollars annually. Each year drug and alcohol abuses contributes to 100,000 American deaths, with tobacco contributes approximately 440,000 deaths annually. Individuals of all ages suffer the damaging consequences of drug as well as alcohol addiction and abuse. Babies can get affected while within the mother’s womb if the mother is to engage in drug or alcohol use, which as a result causes defects in birth as well as slows down the intellectual development in the later years of the child. As for Adolescents, they usually perform poorly in school and usually drop out while they are abusing drugs. Adolescent girls stand the risk of having unwanted pregnancies, sexually transmitted diseases, and violence. In addition, parents and adults are also affected, usually by having their cognitive abilities clouded. With all the vast exposure, the stage has easily been set for the next generation to simply step into the addictive lifestyle.

Pathophysiology

Drug addiction primarily affects the brain, but also affects the flow of a person’s organ systems. Drugs as well as mind changing substances which can be abused usually target the body’s natural system of reward either willingly or unwillingly causing entire euphoric effects for the drug user. These effects arise from the dopamine, which is a regulated neurotransmitter movement, emotion, cognition, motivation and pleasure feelings. The release of Dopamine is naturally rewarded to the body for natural behaviors as well as initiations for the cycle to repeat the behavior all over. The dopamine neurotransmitter fills the reward system that is often concealed in restricted amounts from routine activities such as sex or eating. The brain perceives this as a life-sustaining action as a result of the activated reward system. On introducing the chemical substance within a person’s system and the euphoric effects are realized, a person’s brain takes note of several significant happening events and teaches itself to do this action repeatedly until it is a habit. The consumption of illicit drugs can cause an individual to impulsively act when the brain’s reasoning system would normally delay or prevent a form of given action.

This reasoning system is circumvented, hence leading to the undesired action that can possibly have negative consequences on the drug user’s life. However, several drug effects as well as chemical substances are at times euphoric, and other times the substance causes depression, suicidal thoughts, and paranoia. Continuation of the drug causes the brain to become acclimatized to the surplus of dopamine within the reward system. This then leads to the decrease of dopamine release as well as the dopamine receptors numbers within the system itself. In turn, this affects the user’s ability to attain the desired effects of the drug usage. This response from the person’s brain causes the person to try and reactivate the receptors by adding the dosage or amount of the drug in order to attain the same dopamine high. This effect process is referred to as a tolerance. Long term drug abuse causes changes to occur to other systems parts within the brain. The neurotransmitter glutamate of which is a part of the reward systems can be changed and hence cause learning inability. When the brain reaches the maximum level of glutamate, it causes an off balance and the brain tries to compensate, of which as a result affects the drug user’s cognitive ability. Once the brain accustoms to the drug effects, dependence is made and drug abuse cessation causes a result known as withdrawal. While most withdrawal signs are very uncomfortable for the drug addict, there are several serious signs such as seizures, strokes, myocardial infraction, delirium tremens, and hallucinations.

Social, Ethical issues as well as the impact on emergency medical services (EMS)

The consequences of drug abuse and addiction are very evident in an individual social life. The addictions destructive behavior affects every area of their personal life, right from the genesis of the drug abuse. The addictions symptoms from a physical perspective include alteration of sleeping patterns as well as eating habits, which in turn contribute to both weight gain as well as loss. Frequent drug abuse tends to lead to failure in meeting important responsibilities at work, school or even home. Other drug addiction effects include domestic violence, family disintegration, child abuse, employment loss, and failure in school. People with addiction engage in risk taking, and with alterations in the reward system within the brain, the drug users expect positive reactions prior to them taking the substance that would satisfy their needs for the risks they take. Impulse control is difficult when drug choice is available to people with addiction. As a result this fuels the addiction even more.

The effect of the emergency medical service is immense. The calls from addiction range from medical overdosage to trauma. The emergency medical provider’s obligation in response to overdosed patients requires paramedics to find out how much as well as what the patients took, and what is the correct medication to give in order to reverse the condition that is being experienced by the patient or drug user. With the various emergency responses comes danger, with the possibility of violent outbreaks by the addicts or users. Therefore, paramedics must be aware of their surroundings while handling the patients. In addition, patients who experience withdrawals tend to hallucinate a complete event as well as incorporate the paramedics, thus causing the patient to react violently towards the care provider. Drug addiction is a very serious condition that can be considered as a psychiatric problem, of which needs to be treated with a sure diligence as well as suspicion.

Within the realm of the emergency medical service, the response rate of addiction is not considered an emergency condition. The incident will arise if an addict is experiencing withdrawal violent signs or has substance overdose, and the patient would appear in a state of agitation or even unconsciousness. There is no prearranged method in handling a patient that is experiencing problems related to addiction. The key element is in treating the symptoms of the patient. All patients require supplementary oxygen through non rebreathe if tolerance is acceptable. To assist in flushing out a normal saline of infusion, obtaining of intravenous access is a must. Should a patient or addict be in a state of agitation or seizure, administration of a sedative is required, such as versed or valium. Caution must be taken when administrating benzodiazepines because of the risks regarding failure or respiratory depression is present. Should a patient experiencing an opiate overdose as well as low breathing, Narcan 0.4 – 2 milligrams must be administered, but caution must be observed when administering the drug of which is done slowly in order for the patient to breathe sufficiently so as to sustain life. Should breathing and airway problems continue then intubation must be considered in order to secure the airway of the patient. Quick transport with due concern is suggested in order for the patient to be evaluated so as to have the hospital staff commence detoxification.

Conclusion

The drug abuse and addiction world is unforgiving and harsh, especially if an addict or user is unwilling to leave it behind. A number of people claim that the addiction is all within the head, and research has verified this notion. The brain effects from a formed learned pattern is similarly rewarded to such activities like drinking or eating.

A lot of people do not comprehend as to how and why other people become drug addicts. It is wrongfully presumed that drug users have no willpower or moral principles and cannot stop using drugs simply by choosing to alter their behavior. The reality is, drug addiction and abuse is a complex illness, and quitting it requires lots of good intentions. In actual fact, because drugs alter the brain in ways that raise drug abuse compulsiveness, quitting becomes hard, even for the willing addicts.

A lot of drug users also believe that they can control their drug abuse and addiction. Having a drug habit is a costly affair that leads to loss of belongings, money and even self-esteem. Curiosity is what drives some people abuse drugs, while others it is peer pressure, and another group of people become addicts of prescription drugs. While drug abuse normally leads to drug addiction, overcoming drug addiction is no easy task. So the question begs, is this drug abuse or is this drug addiction? These are two completely separate paths that lead to the same depressing outcome. In addition, the consequences of drug abuse as well as drug addiction become noticeable after a given period of time whereby compulsiveness and violence take over, furthermore, the physical toll which includes illness and depression at times could be debilitating. Therefore, the only method to reducing drug abuse as well as addiction is through educating or sensitizing the public. Avoidance is viewed as the best prevention.

Earn Your Child Care Credentials With An Online Degree

As the number of two-income household increase, more and more working parents are depending on day care centers to take care their children while they go out for work in day time. Parents know that children always come with surprises and they only trust child care providers that are trained to anticipate those surprises. Hence, if you want to success in this business, you need to earn your child care credentials and online education is one way to supplement your knowledge and experience with children to gain the trust of your potential customers.

What You Learn In Child Care Online Degree?

There are different kinds of children care online degree programs available. It’s range from early childhood education, children development to child study for grade 6 – 12 kids. Hence, you need to decide on one that best suit your child care business needs.

Basically, in children care related online degree programs, you will learn about education games, child growth and behaviors, child food nutrition, anticipation of children surprises and help children explore and learn about the world while developing relationships with peers and adults. If you are taking a degree related to business that focus on child care business, you will be taught on children management, activities planning and scheduling, socialization and much more.

Online Universities That Offer Child Care Online Degree Programs

There are a number of online universities that offer child care and children education related online degree programs. Among the online universities are:

  • University Of Phoenix Online University of Phoenix offers Master in Education with a Specialization in Early Childhood Education
  • Rasmussen College If you are interested to focus on children development, then Rasmussen College’s children development online degree program should be able to suit your need.

Choose Your Child Care Online Degree

Beside that, there are other online universities that offer child care online degree program, you could get most of information from internet, make a request to those online universities to send you a more details information of the course that you are interested in; request information from as many online universities as you can to make a comparison purpose on their online degree programs, information requests are free of charge; hence make use of it.

Accreditation

There are a lot of diploma mills offering “fake” degree. Hence, it is important to consider “Accreditation” when you choose your child care online degree. Make sure your selected online degree program is properly accredited by an accreditation agency that is recognized by U.S Department Of Education. Many “fake” degree programs do have accreditation but it is accredited by a “fake” accreditation agency. Hence, watch it of the potential trap of diploma mill when you choose your child care online degree program.

Summary

Your child care career will only be success if you manage to gain trust from parents. And getting an education online is an important way to earn trust or credentials as a child care provider.

Online Babysitting Services: How Do They Work and How To Choose The Right One For You

So you need someone to watch your children and have decided to look into online babysitting services. However, there are so many to choose from, including Sittercity, Care, Care4Hire.com, GoNannies, AuPairCare and 4Sitters.com, that it is overwhelming. To find the best fit for you and your family, you need to check out an assortment of sites. Each one will vary in everything from their fees and services, to their applicant filtering system and reputation, to the number of caregivers in their database. Some even provide contact information for pet sitters, housekeepers, tutors and eldercare services.

There are two ways in which online babysitting services work. With the first method, parents post a job and then the sitters who are interested and nearby contact them. This may be done via email or telephone. The parents can then respond accordingly. With the other method, parents can look at the profiles of potential babysitters and then contact the best ones. When searching, you get immediate access to babysitters. Simply type in your zip code and a list of local sitters pops up. When you click on a sitter, you may get a brief bit of information or their entire profile.

Some sites will let you preview and look for sitters without registering, so you can see the options. However, if you want to get the contact information, you need to be a member. Subscriptions may be paid for on a monthly or yearly basis. The best sites will give you a free trial period, perhaps for a week, so you can try it out first. If you like it, you often have to pay an initial registration fee, in addition to the subscription costs.

Be aware that not all sites do the same things. Some may simply interview the babysitters to create a profile but do not check references. Others provide the option of doing extensive background checks. However, it may cost extra or require you to increase your membership level. The best sites will have a multi-step screening process. In addition, the online babysitting services should have comments or referrals from people the caregivers have worked for in the past.

Most online babysitting sites also have a search filter that lets the parents narrow down the candidates. For instance, if you have a child with special needs, you can locate a babysitter who has previous experience with this type of child or someone with specific medical certifications. This search filter will help you save time. They can also help you find back-up sitters at the last minute, in case the scheduled sitter gets sick or you get an unexpected dinner invitation. Some sites, like Sittercity, even offer nannycam and video monitoring options.

The Difference Between Individual and Family Healthcare Plans

The costs of medical care in US are soaring with each passing day and in this scenario, it has become quite confusing to identify a perfect health insurance plan. However, if an individual has a clear idea of what kind of coverage his health insurance plan should provide him with as well as the budget that he can afford for the same, then the decision of choosing a good health insurance plan definitely becomes easier.

The two most popular health insurance plans available are individual and family healthcare plans. Even though other health plans seem less costly, the fact remains that individual and family health insurance plans prove to be much more cost effective in the long run. However, before people choose any of the two plans, it is vital to understand the points of difference between the two.

Individual healthcare plans, as the name suggests, provides medical care benefits to a single person and is best suited for people who do not have any family to support or provide medical care to. The plan comes with various options and price ranges depending on the type as well as level of coverage desired by an individual. The cost generally varies according to the individual’s preference of visiting a doctor as well as the medical care facilities of their own choosing or a pre-assigned set of doctors and medical care facilities.

Family healthcare plans are generally selected by people who want a health cover for themselves as well as their families. Since the plan is designed to provide for the medical care of more than one person, it naturally comes with a higher price tag than individual plans. The cost of the plan can vary from one family to another according to the gender, ages as well as the eating and drinking habits of the family members.

Natural Health Treatments Are Most Effective When Using Homeopathy

Natural health treatments are best treated when the whole of you is taken into consideration. Typical health treatments isolate parts of you, dealing only with your eye, your big toe, you digestion, etc. But how can this make sense, bearing in mind the whole of you is all connected?

Let’s look at a more efficient way of considering the whole of you in your treatment.

Consider shock. Initially this can cause an increase in your heart rate, make you sweat more, make you extremely anxious, agitated and restless. Your body is preparing you for flight – to flee from a potentially dangerous situation. However, often shock comes after the danger has passed, such as in a bad accident. Fleeing is no longer necessary, although it would have resolved the shock.

This unresolved shock remains in your system forever, unless it is energetically treated. This can lead to ailments such as high blood pressure, panic attacks, heart conditions and other serious health issues.

But by resolving the shock with an energetic health care modality such as homeopathy, the related health issues are also resolved.

Homeopathy works at an energetic level, which is highly appropriate given that you are an energy being. Many people find this concept hard to understand, in this current climate where the focus of ill health is on the physical, or outside forces. However, natural treatments as a whole, and homeopathy in particular, understand that this is a very limited way of looking at health. And normally, an ineffective one.

It does mean a change of mindset. But given the fact that worldwide health is at an all time low even, or perhaps especially, in those countries where medicine has never been more available, it may be a long overdue change.

Dental Care For the Poor

We all know that dentists are highly specialized doctors who deal with all kinds of dental issues; however, his expertise does not limit to only teeth but may also cure other issues related to the mouth such as sore mouth, swollen gums etc.

It is widely believed that visiting a dentist more often for a routine check up is always better than visiting him for any dental issue. Though the fees charged by dentists are high there are some dental care services that may charge you nominal fee and help in getting treated at a low cost.

For those people who find it difficult to pay for their dental checkups, there are dental care organizations where cheap or free of cost dental checkups are done.. Even universities have offers for the poor to take care of their dental issues at a low price or for free. Often projects and camps are conducted by students who are doing the studies of dentistry to offer free or reasonable aid to people suffering from dental problems but can not afford dental care.

You may also come across numerous plans and communities established only for the welfare of poor who are not able to afford dental checkup. There are several NGOs and governmental organizations that can help in curing your dental problems for free or at a nominal cost. There are thousands of recognized dentist who participate in such charity based dental checkup events.

Those people who cannot afford regular dental checkup due to unfavorable financial conditions, it is suggested to opt for dental discount plans. Such plans may be available with most of the dentists. You may receive your membership card which you need to show to your dentist whenever you visit him.

Finding a proper dentist who offers cheap dental care service in your locality, may not be that tough. You may seek advice from your friends and relatives about cheap dental care programs. You may even check in business directories for reasonable or free dental checkup.

There are fair chances that you may find details of some good and reasonable dentist. A search on the internet for low cost dentist or free dental care can help you find affordable dental treatment service in your vicinity.

Fast Food Statistics – Choices Matter

Fast food statistics let us know that fast food can be an unhealthy option. A quickie burger is a popular choice among people who don’t want to cook, or who are under time pressures and don’t have time to cook. But instead of buying takeout why not make your own fast meals at home?

What’s in a Fast Meal?

Here is a quick statistic on a fast food meal. A cheeseburger, fries, and milkshake have around 1,000 calories. About 17% percent of those calories are from protein, which is not too bad. But around 39% of those calories are from saturated fat and that’s not good. And around 44% are from refined carbohydrates, which is constipating and fattening.

Too much saturated fat in the diet causes high levels of cholesterol in the blood and risk of heart disease. Children may quickly burn up calories from fat in a typical fast food meal, but for most adults those calories quickly turn to body fat and cellulite.

Nutrition of Fast Food

A regular portion of fries has about 210 calories and 10 grams of fat. A 4-ounce hamburger, without the cheese has around 420 calories and 20 grams of fat, plus a whopping 690 grams of sodium! Yikes that is a lot of sodium for a small hamburger. A medium soft drink boasts about 210 calories and 50 of those calories are from sugar.

Eating fast food is a convenient way to grab a bite, but fast food in undeniably unhealthy in many ways. Fast food does not have any fiber whatsoever, which leads to constipation that can later develop into colon cancer. The saturated fat content of fast food is not healthy for the heart. It’s never a good idea to eat fast food more than a couple of times a month, and for some people, never.

Making Your Own Fast Meal

If you enjoy eating hamburgers once in awhile, the alternative is to make your own. Mix ½ pound ground meat with ½ pound ground turkey. Add seasonings of your choice. Form into patties and broil in the oven. Take two whole potatoes and wash and scrub thoroughly. Cut potatoes into French fry wedges. Toss some olive oil, sea salt and paprika on the potatoes and bake for 45 minutes at 400-degrees.

Time Saving Tips

The rush, rush mentality of society has made many people flock to the nearest fast food joint for meals. But there are healthy eating alternatives. Here are a few tips:

If you live close to your work, simply go home for lunch. If you don’t have the luxury of working close to home, bring lunch to work with you.

If you have to eat out, choose a salad bar, soup, or light sandwich. Bring your own salad dressing with you instead of using those fattening creamy dressings.

Have a well-stocked pantry at home full of healthful foods such as beans, brown rice, pasta and other whole grains. When you cook, make more than you will need and freeze the rest in individual servings for work or when you don’t feel like cooking.

Be prepared. Make lists of what you are going to eat throughout the week. On the night before going to work do most of the prep work, so when you come home from work all you have to do is cook the food.

Cook in your crock-pot. The crock-pot does the cooking for you.

Weight Loss & Eating Fast Foods – F-A-S-T – 4 Simple Secrets to Keep You on Track

Here the 4 Secrets of Fast Foods: Eating “On-The-Go” & Not Gaining Weight. The success of a weight loss plan is to accept that, by circumstance of time, location, or even money, one might end up in a fast food restaurant or having to eat while driving in their car. Just because one has to eat “on-the- go” does not mean your weight loss has to be disrupted. The secret is like eating anywhere is to have a plan. In this case it’s easier to remember what you should not have rather than the best choices. Here is the short list of what you should try to avoid: It’s as simple as can be, and if you examine it closely it really works. I use a simple acronym: F.A.S.T. to point to the really bad drinks and foods.

The Perfect World:

Ideally, everybody has the “right breakfast” at home, does away with eating at fast food restaurants, picks lower calorie alternatives at the office or at the school cafeteria for lunch, has a high-protein, low-carb snack in the late afternoon and then comes home at the end of the day for a nutritious, healthy dinner including fish, vegetables and salad. That is the perfect world.

50% of All Food is Fast Food Types:

Unfortunately, let’s face it, the perfect world never happens in the lives of the majority of Americans. The NPD Group®, an organization that estimates food trends in the United States, reported in 2002 that more than 50% of all food consumed (not just restaurant foods) consisted of burgers, fries, Mexican food and pizza.

Why Fast Foods?

Consumers go to the drive through at McDonald’s®, Burger King® or Taco Bell® and pick up burgers, chicken nuggets and fries without even thinking about the consequences. These foods taste good, are cheap, satisfying and, most importantly, are convenient-they fit into our busy life styles. Unfortunately, gaining weight is easy even when you only eat small amounts of these high-calorie, fattening foods, especially foods with portions that are difficult to control.

Fast Foods Give Pleasure:

The reality is that, more often than not, these foods represent a main source of a lot of pleasure for many people. Depriving yourself of what you like only leads to wanting it more. Sooner or later, the “I can’t have it” becomes “I must have it” and creates anxiety. The SECRET is to learn how to choose smartly from the vast selection available.

4 Secrets to FAST Food Eating: F.A.S.T.

When you find yourself forced to eat on the go, the secret is to choose foods that will not add thousands of calories to your diet. From all of the choices that surround you, here is a short list of what you should try to avoid.

Just remember the word, “FAST.”

  • F=no fried foods
  • A= No add on’s-sauces, high cal dressings, dips, mayo, all “special sauces”
  • S= skip breakfast, skip sugary drinks
  • T= “thick”--no burgers, sandwiches that have double & triple layers, remember most of these have been eliminated because they are fried.

The easiest way to navigate the 200 or more items is not what’s good, but what’s bad. Here is how F.A.S. T. eliminates all of the high calorie, high carb foods:

F: No Fried Foods for Lunch and Dinner at Fast Food Restaurants:

You really only need to avoid a small number of items among the two hundred or more food choices we are exposed to everyday. Going to fast food restaurants and finding reasonable, low-calorie, portion-controlled foods is absolutely possible.

fried foods: this eliminates all burgers, fried chicken, fried fish, French Fries, onion nuggets

A: Add-On’s:

This means all of the sauces, including Mayo, many of the proprietary sauces, bad salad dressings, croutons,- this can save you hundreds of calories.

Low cal salad dressings, mustard and ketchup are great

S: Skip: Skip Breakfast:

Breakfast is the easiest meal to adjust because what we choose to eat in the morning is not as much about satisfying cravings or wanting comfort food. Many people will pick up the first thing they see, such as a Pop Tart®, a bagel, pastry, a donuts or a muffin. In fact, we would be just as satisfied with foods that have much lower calories. Fast food breakfasts can easily account for a third to half of the total daily calories for a person on a diet. Often, people in a rush get their breakfast at a drive Thur gobble down their food in their cars and often do not even realize what they are eating! –SKIP BREAKFAST IN THESE RESTAURANTS

S: Skip: Skip sugary drinks:

Forget the juices, fruit punches, whole milk, high calorie lattes, and mostly the regular soft drinks There are numerous zero calorie drinks, try water, diet soft drinks, no fat milk

T: Thick(double stacked, multiple ingredients)

If the fried food exclusion did not get you, this will. This eliminates all foods with multiple more than one meat or chicken patty, combinations of meat-bacon and other almost crazy ideas. Vegetables like lettuce and tomatoes on great, we are talking about adding extra proteins and carbs to the sandwiches.

What Can You Eat: Here are the foods that past the F.A. S. T. “test”:

McDonald’s: hamburgers(single), cheese burgers, grilled chicken, wrap snacks, apple dippers, all salads, side salads, watch-no creamy dressings,

Burger King: hamburger, cheese burger, chicken sandwich-grilled, BK Burger Shots(kids and adults), salads, again watch dressing and add-on’s

Wendy’s: Junior hamburger or cheese burger, grilled chicken, Classic single, chili(large or small), baked potato.(sour cream and chives as 80 calories), all salads-watch the add-on’s and dressings,

Subway: most subs, nothing fried, no mayo, watch sauces, avoid meatball, Philly cheese-steak, chicken and bacon ranch, BMT, Italian spicy, Feast, Chicken Teryaki

It’s that simple, you can go to these places when you need to you just need to be a little careful with what you chose.

Just remember: FAST-fried-skip-skip-ad-ons-thick & stacked

The Secret to Getting Your Aging Parents to Accept Eldercare Services – Start With Their Pets

Your parents need more help than they’re willing to admit. They bristle at the thought of elder care services and independent living programs, and they have fired all the in-home helpers and housekeepers you’ve hired for them. How might you prevail upon them to accept some assistance? Ask them about their pets.

They surely want the best for their animals and might be willing to let somebody take their dog for an occasional romp or change the litter box a couple of times a week.

Pet owners often make decisions about their own health and circumstances based on the impact the decisions would have on their pets. “I can’t go into the hospital over night for the test the doctor ordered-who would feed and walk Fluffy?” Your parents might welcome assistance that would make it easier to keep the animal at home and in good health and spirits. And, accepting help for the pet is easier than admitting you need help yourself. Still, help is help, and accepting help for the pet is a face-saving way to ease in to help for oneself.

There are various dog walking and pet sitting services, and some are fully bonded and insured. Local animal shelters and veterinary practices have referral lists. Neighbors with pets probably have recommendations too. A responsible teenage neighbor looking for pocket money might also be a good resource.

When was the last time your parents’ pet went to the vet for an exam and shots? Getting an animal into a carrier is hard enough for many pet owners in the prime of their-and their pet’s-life. It may well be impossible for your parents to catch the cat, put it in the carrier and carry the carrier to the car they shouldn’t be driving anyway.

The way to make assistance tolerable is to get clear and detailed information about what your parents want help with and how they want to be helped. Starting with a topic they’re willing to consider, help with a trip to the vet, you can follow this good experience with others like help with shopping and eventually with in-home help.

Do your parents want help with:

• Walking the pet
• Feeding and watering the pet
• Cleaning up after the pet, inside or out
• Getting the pet ready to go to the vet
• Taking the pet to the vet
• Staying with the pet if your parent is out of town or in the hospital?

No matter how experienced the provider of eldercare services is, he/she cannot anticipate each client’s preferences and may not ask in sufficient detail to get adequate information. Use these questions to help your parents get clear on exactly what they want help with and how they want to be helped, and to train the helper so he/she can provide elder care services they will accept.

3 Big Reasons To Avoid Digestive Health Medicine

Due to our unhealthy western diet and it’s highly processed foods that many of us eat too regularly, we now have more disease and digestive disorders than ever before in known human history. This downward health spiral has worked out well for the medical industry and pharmaceutical industry. They have a digestive health medicine that can treat every problem you have.

The operative word here being “treat”, not cure. Our health industry is not interested in finding a cure for anything, that’s not what brings in the business.

Let’s take constipation as an example

Constipation is one of the most common digestive disorders we have. If you search for a medicine for it you will be prescribed or guided to several products like:

  • bowel cleaning solutions
  • bulk-forming laxatives
  • fecal softeners
  • stimulant laxatives
  • 5HT4-receptor agonists
  • peripheral opioid-receptor antagonists

All these categories have many products that are all made with drugs. Most of these problems can not only be treated by most people by diet, but most likely cured for good. There are several problems with treating these symptoms with drugs;

1. Drugs can never cure your problem, they can only provide temporary relief for the symptoms until they hit you again.

2. All drugs come with the possibility of negative adverse side effects.

3. Drugs will cause other symptoms unrelated to the symptom they were made to treat, causing you to seek out yet another prescription for another drug that will create another problem.

This is happening everywhere. There are more people on medication now than ever before. Many people are and will be, many unnecessarily, on medication for the rest of their lives. Your doctor is more than happy to prescribe a medication as long as you need it, and once you start, you will always need it.

Natural treatments door digestive health problems

Let’s look at the above list again. Do you really want to take a drug as a bulk-forming laxative? Over-use of laxatives can lead to serious side effects;

  • they can cause kidney stones or failure
  • they can body dehydration and rob it from vitamins and minerals
  • they can damage bowel function
  • pro-longed use can eventually make them stop working altogether

How about dietary fibers we can get from eating all-natural grains such as unrefined oats, barley and the best one of all; bran. Not only will these build up bulk in the intestinal tract, but will also leave your body with digestive enzymes, vitamins and minerals. Consume plenty dietary fiber and you won’t need stimulant laxatives or fecal softeners, or bowel cleaning solutions.

How To Be Sure Your Great-Grandchildren's Children Care

What will you practice today? Will your great-grandchildren’s children care?

When I began this leadership work many years ago, my focus was a bit different versus today. You could say, quite rightly, I have evolved my thinking.

However, well before I found myself immersed in The Five Practices of Exemplary Leadership© and what’s been created since, the foundation was set with seven key principles. I thought I would share those with you today and let you kick them around and, hopefully, respond with your thoughts.

Principle #1: Leaders focus on themselves. Sounds kind of selfish, yes? But hold on a minute. If you are not working on your personal growth, how the heck can you be a leadership role model for others?

Principle #2: Leaders simplify their lives. In today’s fast-paced, multi-tasking world, exasperation is staring at you in the next Tweet, text or email that demands your immediate attention and action. Have you cleared your desk lately? Deleted those emails that have stacked up since email was invented? Tossed files (please recycle)? Clearing the desk really does clear the mind.

Principle #3: Leaders establish priorities for themselves. Keep in mind, that there is no great value in getting things done, if they are not valuable to do. Have you separated yourself from what is least important in your life yet? If not, why not?

Principle #4: Leaders define their destinations. Do you know where you’re going? Do you need a personal GPS (Goal Performance Strategy) guide? Take some time to stretch out and create a personal vision and some stretch goals for the several areas in your life: Personal, Family, Professional, Financial, etc. Jot down just a few ideas in each category, reflect on them a bit and then get busy adding action steps to help you reach those outcomes. New Year’s Day is not the only time to make resolutions.

Principle #5: Leaders plan their time based on importance. All of my coaching clients have heard my suggestion that they take some L.E.A.D time each day. Listen to yourself with a 10 to 15-minute planning/re-planning session; Evaluate how you are doing in each area of your life; and Adjust what needs reconsidering. Finally, Determine, once again, if the destination you set is still correct.

Principle #6: Leaders nurture their creative genius. Are you aware of your creative genius? Or, are you just stomping through each day hoping to make it back home in one piece? Ugh! Every person is a creator. You have created your life to this point. Happy? Yes? No? What are you going to do about it? Robert Fritz, an author/colleague from years ago told me, “The creative process is alive. It is improvisation. And it is one of the most powerful and intimate involvements with one’s life I know.”

Principle #7: Leaders don’t arrive, they evolve. You’ve probably heard something like that before. It’s very true. There is no end point with leadership. It takes constant practice and is a continuing saga. And, keep in mind, depending on your life story, the memory of you takes a while to slip from this Earthly atmosphere.

Live your life with purpose. Create your Masterpiece. You wouldn’t want to disappoint your great-grandchildren’s children would you?

Healthcare – When You Lose Your Healthcare

If health care is important to you, you may feel devastated when you lose your healthcare. With the downward spiral that the economy has been experiencing, companies are trying to do everything to stay in business. For some corporations, this can mean lay-offs and a reduction in work force. For others, this means cutting costs in other areas, including healthcare. It can seem like a scary thing to be without benefits for you and your family, but you have options.

#1 – Purchase your own individual and family healthcare. There are important things to consider when purchasing individual and family health care plans. Do you want to choose your own doctor, or are you okay choosing from a pre-screened network? Do you have any pre-existing conditions that may prevent you from getting insurance? Circumstances like these may affect your decisions and monthly premiums. You will also want to look at whether there is a deductible – a fee that is paid before your coverage starts. If you choose a plan with a high deductible, your monthly premiums may be much lower. Just be aware that should you need medical attention, your deductible amount must come out of your pocket before your insurance benefits kick in. Choose a plan that has a deductible you can handle as well as monthly that are premiums within your budget.

#2 – Purchase a discount health plan. This is a health care option that is not technically “health insurance” but with this type of plan, you are offered discount prices on medical procedures, office visits, emergency room visits, etc. The administrators in a discount program bargain with your physician and come up with a reduced fee for their services. Then, you only pay the discounted fee instead of the full priced fee that is charged to the general public. Most times these discount plans offer a 20-40% savings. Even though this is not traditional insurance, it is a way to save money with reduced costs so that you do not have to come up with the full payment when you need medical services.

#3 – Visit a participating pharmacy. Some pharmacies offer physical exams, vaccinations, and treatment for a number of medical conditions for an affordable price. They may also offer diagnostic testing for common ailments as well. If you are uninsured, be sure to check with pharmacies in your area to see if they offer any of these services. Try to be proactive and check for these services before they are needed so you will know the offerings and prices before you purchase a health care plan.

So the bottom line is, should you lose your insurance, do not feel like there is nothing you can do. Although it may be devastating when you lose your healthcare, there are other avenues you can take and options that are available so that you are covered. Take charge of your situation and start shopping around now for the best option for you and your family.

Answer Your the Eldercare Questions Online

Finding the right way to care for aging members of the family can be tough job. There are a variety of online resources for researching your options so you can make a choice that will benefit everyone.

The aging of America has led to a booming industry providing for the care of our seniors. It has also led to difficulties with Medicare and dire threats of the collapse of Social Security. What is important however is that the medical establishment has responded in a variety of ways to support the special needs of people in their final years.

The omnibus site provided by the Department of Health and Human Services is. This site provides a thorough selection of choices for locating eldercare services in your community. The site is multilingual and provides both online support and phone numbers that can be utilized.

A sponsored site with good information can be found at. It is sponsored by QuietCare, a security warning device for seniors living at home. Nevertheless, the site has a good collection of “how to” articles for both seniors and those family members who feel charged with guiding them through the lifestyle changes leading to eldercare.

An extremely well organized site that provides the same guidance and a library of other online resources is at. This site takes the caregiver from first steps right through facility selection and legal issues. Perhaps the most valuable portion of the site is a list of related online sites, broken out by category. Divisions include Assisted Living; Food and Nutrition; Legal Issues; Equipment and Personal Health Supplies; Financial Issues; and several others. For each of these categories the site provides a dozen or more major web sites as references. A few are commercial; more of them, however, appear to be sites put up by professional associations in the industry or non-profits that give unbiased recommendations on resources.

There is a National Long Term Care Ombudsman Resource Center (ORC) established and supported by the Federal Government. This organization is an excellent starting point for localized resources. You can click on a map on their web site and select a state where you’ll find listings for such offices as the State and Regional Ombudsmen, Office of License (where you can check on Long Term Care facilities); Medicaid Fraud Control; and so forth. The site is located at.

Ancillary issues facing our senior population today is what sort of long term care insurance is best for them, and the question of whether or not they should pursue home equity conversion, a “reverse mortgage,” to finance their final years. There are increasing numbers of online resources relating to both these areas.

One site that covers both issues and several other related matters – such as wills, trusts and powers of attorney; assist technology and remote monitoring – is the National Care Planning Council’s Guide to Long Term Care Planning at. The site includes 35 in-depth chapters totaling over 670 printable pages covering virtually all areas of long-term care planning. It also provides numerous lists of care providers, advisers and specialized services in four categories of care needs. For the role of Medicare in Long Term Care, go to the government site at.

Finally, the AARP provides some basic information on reverse mortgages at. HUD has a reverse mortgage program that is insured by the FHA and is outlined at. Reverse mortgages are expensive, and not without complications. The FHA insists that reverse mortgages on loans they’ve insured not be provided without a counseling session between an FHA or HUD professional and the homeowners.

You Have Been Declined for Health Insurance in California, Now What?

If you are reading this then you probably have been declined for health insurance in the recent past. When you get declined for health insurance it probably has something to do with your medical history. Since California is one of the underwritten states health care companies have the right to declined people for health insurance. Who health insurance company might decline and who it might not all depends on risk assessment using actuarial tables. Anytime when you fill out individual application for health coverage and answer yes on one of the medical questions your application might be manually reviews by one of the underwriters. It is a person who is responsible to reviewing application using actuarial tables. Actuarial tables are statistics done by the insurance companies, hospitals, doctors, researchers that predict the cost of insuring some one with a specific medical history.

Some states like New York, New Jersey and Washington require insurance companies to insure everyone. Those three states do not have medical underwriting and everyone is automatically approved for health coverage. In order to insure everyone with medical history insurance companies increase rates to the point where it becomes not affordable to most people. What keeps the average monthly premiums low is low utilization of health care. If there are more people with high medical insurance utilization with a specific health insurance company they have to raise the rates for everyone in order to keep up with paying medical claims. That also drives people who do not use health insurance that often to drop health insurance all together and yet driving rates even higher. This leaves no choice for insurance carriers but to drive rates even higher. New York, New Jersey and Washington have highest premiums for medical coverage and a lot of families find health care out of reach.

In California if you have been declined for health coverage you have options. If you out of job or currently on low income you can qualify for Medical and if you have kids they can qualify for a program called Healthy Families. Most states including California have high risk pools that are designed for people who have been declined for individual health insurance. In California this program is called MRMIP. Just the quick search on the Internet will guide to a government website. MRMIP is a program that is managed by the state and your big name medical insurance providers participate in it. Chances are you will be able to keep the same health insurance company if you are already use to them. MRMIP program has limits and it might have a waiting period.

One of the best options might be when it comes to getting the most coverage for your money is through a group plan. In the state of California all group plans by law are required to be a guaranteed issue. That means that there is no medical underwriting. This options requires more work from you. Insurance companies are not just going to let you set up a group plan if you have been declined for individual health insurance. Since insurance companies are required to insurance everyone who is part of the group state requires insurance companies to have rules when it comes to setting up a group plan. Some of the basic requirements change from the insurance company to the insurance company.

The best way to find out is talk to insurance broker. The basics that insurance companies are going to be looking for are that you have to have a reason for starting a group plan other then getting medical insurance. It is illegal to start a group plan just to get health insurance. That means that you have to have a business and that could be anything. To have a group plan you obviously have to have more then just yourself It takes at least two people to start a group plan. All the people that are going to be on the group plan are either have to be the owners of the business or have to be on the payroll. Some insurance companies require either a DE-6 form or six weeks of payroll records. If every one if the owner then you will be required to provide proof of the ownership listing everyone that is going to be on a group plan as the owner. This might not be simple but is is certainly doable and it is definitely worth it if you do not have any coverage and cannot get it on your own.

It is always easier to just blame the insurance company that they have declined you for health coverage. If you have been declined and are looking for health insurance you just have to be more proactive in getting your coverage. Once you work with a broker on getting on the requirements on setting up a group plan then it is forever yours and no one can take that coverage away from you unless you stop paying for it.

The Role of Recreational Therapy in Mental Health Treatment

Recreational Therapy has become a popular component of treatment for many health fields, including mental health. The American Therapeutic Recreation Association defines it as “a treatment service designed to restore, re-mediate and rehabilitate a person’s level of functioning and independence in life activities, to promote health and wellness as well as reduce or eliminate the activity limitations and restrictions to participation in life situations caused by an illness or disabling condition.” (American Therapeutic Recreation Association, July 2009) Recreational Therapy services are provided in a variety of mental health treatment settings, including inpatient, outpatient, and residential care. Certified therapists have earned at least a bachelor’s degree in the field and have passed national certification exam.

Recreational Therapists use a variety of techniques to help alleviate symptoms of mental illness and improve the quality of a consumer’s life. Leisure education is often provided, which can help consumers identify what types of leisure they are interested in and find community resources for participation. Many people who are experiencing symptoms of a mental illness have lost touch with their leisure lifestyles or have become socially isolated. Leisure education can also improve social skills to enhance enjoyment and enable consumers to build better relationships. Many Recreational Therapists also use recreation participation as a treatment modality. Therapists will engage in leisure activities with the consumer to improve leisure skills and practice social skills in the moment. In a group setting, therapists will use leisure based activity to explore patterns of behavior and teach healthy coping skills.

In treating mental health, Recreational Therapy can be a versatile treatment addressing various issues. Leisure activity can provide improved daily structure when participating in activities such as volunteer work, classes, or social groups. Certain leisure activities also provide opportunities for social interaction and support. Physical activities and exercise can help improve your mood. Exercise and other leisure activities also can provide a sense of accomplishment. Many of the concepts reinforced in Recreational Therapy align with cutting edge treatments like Dialectical Behavior Therapy (DBT). The skills of mindfulness, regular participation in pleasant events, and building mastery are all core components in both DBT and Recreational Therapy. Finally, leisure involvement can provide a sense of purpose and meaning in one’s life, as well as strengthening individual identity or one’s sense of who they are. A Recreational Therapist can motivate and guide someone experiencing mental health difficulties to leisure that provides the specific benefits suited to their needs. Recreational Therapy services are included in most high quality mental health programs.

The Five Best Places to Look to Keep Up With Trending Fashion

1. Celebrate fashion weeks

Besides the four fashion capitals of the world namely; Paris, Milan, London, and New York, I’m sure there is a local version of fashion week in your place where you can get a huge amount of fashion style inspirations. Quickly check online for the scheduled date of this tremendously exciting affair for fashion aficionados and take a pick among which style inspirations you would get from the various collections of different fashion designers flaunting their work on the runway.

2. Be a mall rat

If fashion weeks seem to be far-fetched, you can always go to your dependable local mall. Malls usually have shops that sell the trends. Which top sells the hottest or which clothing brands are worn by celebrities and models alike. Clothing brands usually get famous celebrities to be fashion style inspirations and you’ll surely find out how you can keep up with the latest fashion trends & tips.

3. Love media!

Print, television, and film are powerful sources of great style inspirations you can check. Posh magazines are still on the list of references where you can see what’s hot and what’s not. Magazines are also beneficial because you can just cut-out your favorite outfit, post it on your wall and explore your closet to have the same look! Allure, Cosmopolitan, Elle and Vogue are just some of the many fashion magazines you can rely on. Fashion style inspirations are also found on TV and film where you can just see what style celebrities are wearing.

4. Embrace the online fashion frenzy

You will definitely agree when I say that technology has made everything conveniently operated by the touch of a finger. All you have to do is research, browse, and pin pictures of your fashion style inspirations so you can have them on-standby when you need a glance of the latest fashion trends & tips. You can also subscribe to fashion websites to get a daily dose of fashion freshness or follow fashion designers and posh clothing brands on social media.

5. Go out and scout

Call up your friends and hit the bar, a concert, or a party and play observe. The best fashion style inspirations are sometimes the random people you see around. Chances are if it’s trendy enough, then 90% of the people are wearing it. Spot the fashionistas with your friends and don’t forget to take down notes on the latest fashion trends & tips.

The Glass Look In Home Furniture

Glass top dining table with chairs can be bought at just about any furniture shop. Home furniture which has this type of dining set turns out to be extremely versatile in function and gives a great look to the overall decor. When glass dining sets or any other home furniture is used in a home they have the unique quality to blend with just about any kind of décor theme that may be there in a particular room.

A black glass dining table and chairs is one such choice that will allow you to have great amount of flexibility. Such home furniture can be a great gift to a person whose house you may not have even seen once. The way they merge in to the existing décor is quite admirable. When you wonder about all the different furniture available in the stores, the upsurge of glass furniture has been comparatively new. Home furniture made from glass reflects the customers’ personality.

A person generally considers several factors before purchasing glass furniture such as its affordability, the capacity it can take, its dimensions (length, width, weight and so on) the level of workmanship of the furniture, its durability and finally its reliability. A person needs to consider buying that particular piece of home furniture only if he or she is convinced of its quality and has accurate understanding about the room in the house that needs that piece of furniture. Glass furniture as a home furniture is usually selected as decorative piece in the house rather that a utility piece. For instance, glass furniture cannot be bought for a study table in study room.

Glass tables are a great add on to the living room or even the dining room, but it can become difficult to maintain in the same neat and clean condition. Few people choose 4 seated dining tables while others choose larger 6 or 8 seated dining tables for the dining section in the house. Maintenance holds great importance with home furniture made in glass.

Tempered glass is a kind of safety glass that is regularly used in home furniture. This is because Tempered glass is better in terms of durability where standard glass can pose a potential danger of breaking in pieces. Tempered glass is 4 to 5 times stronger than the usual glass and does not burst open in to sharp pieces when it breaks or falls. Tempered glass is produced using a process that involves extreme heating and extreme cooling, making it more solidified compared to the normal glass.

The nature of tempered glass is such that it shatters into tiny oval-shaped pebble like shapes when broken. This rules out the possibility of pricking someone. Glass home furniture is a great choice for homes that are bigger. They look more graceful and some colors can also be incorporated in to home furniture made from glass. Glass furniture is also found in a variety of shapes such as oval, round, rectangular and square. Several curved glass furniture is also becoming popular day by day as it enhances the look of the house very naturally.

Benefits of Self Planned Travel

The advent of the internet has really speed up and made self-planned travel more pervasive and easier. These days, travel destination, airlines, hotels, car-rental companies and others advertise their product more aggressively and allow the individual travelers to self-plan their own travels. It is an exciting new way to travel that appeals to more and more people.

The most obvious benefit here is the flexibility in the self-planned travel holidays. With this form of travel, you can customize the self-planned travel right down to the last minute details. Things and sights that travel agents avoid can now be included in the program, allowing travelers to be more targeted in their travel objectives. Travelers can take up more unconventional destinations and activities and include these into their plans. The weirdest combinations are now possible. You can plan a wine tasting tour together with a skiing tour now. Many people interested in this form of self-planned travels, see this flexibility as a great asset.

Secondly, with the internet, choices become more varied for the self-planned traveler. Through the internet, travelers actually can have more options for flights, hotel, transport, activities and so forth. Very often, these companies are willing to offer personalize service to secure the business of these form of travelers.

The varied choices in travel products and services also mean that there is a high chance of getting the lowest price for the products or service. For example, airlines charge different rates to fly to the same destinations. For the budget conscious self-plan traveler, this lower price range is an important factor. And very often, the travel companies know this price competition is around and are willing to lower their prices or offer special discounts to travelers, resulting in travelers getting higher class products at lower cost.

Very often, self-planned travel involve a fair bit of self-drive vacationing. This offers the travelers a great way to alter or change their travel plans at will. If a town appears interesting and full of excitement, travelers might just extend their stay. If someone mention that just a couple of hundred miles down the road is an exciting place of interest, the travelers might just change their original plan and head for this new place of interest. This form of positive change makes the entire self-planned travel program more meaningful.

Next,the group size of the self-planned travel can now be up to the traveling group. There is no more such thing as a minimum size group to travel. Small groups are also very possible for people to travel in.

Another key benefit is the improved cultural exchange between the self-planned travelers and the locals. In group tours, extended mingling with the locals are often difficult as time is limited. People are always rushing from destination to destination. But in a self-planned travel program, travelers can afford to spend more time interacting with the local population, thus gaining more insight into the community. Self-planned travels are often repeated because strong ties are established in previous trips.

Traveling in this form of self-planned travel is indeed gaining popularity as the benefits are substantial, especially with the flexibility, ease of planning and also the cultural exchange. But before anyone head into any self-planned travel, it is important to consider some detail planning first.

The Rise of Crazy Taxi and Other Taxi Games Online

CRAZY TAXI

Crazy Taxi is a racing game that was released around 1999 and it was a huge success…

This game was one of the first of its kind, and therefore attracted a large number of people and is one of the most popular games today.

Due to the crazy and non violent nature of the game, it has successfully been able to achieve a huge fan base, with users of all age groups Crazy Taxi is a racing game that was released around 1999 and it was a huge success…

The online version of the game is based on flash. It has many restrictions as compared to the original game, but is still very entertaining. In this version of the game the user has to drive as fast as he can, ceaselessly jumping over other cars to reach the checkpoints on time, thereby extending the length and the jest of the game. The level of the game amusingly keeps increasing as per the number of checkpoints reached.

OTHER FAMOUS TAXI GAMES

Due to the rising popularity of the online version of crazy taxi, many developers are now developing more and more games based on similar themes. Today there are thousands of taxi games available online for free.

These games have attractive themes which give the users an enjoyable experience. Below is list of few of these games, with a brief introduction of each:

1) Taxi Driving School

Want to see yourself in the list of legendary taxi drivers??? But for that you have to pass the highly endorsed exam of our taxi driving school, you have to get through the 14 practice sessions inside the set time limit, without crashing the taxi. There are arrows on the road, guiding you to complete the practice sessions. See you at the taxi stand!

2) Limo Parking

Limo Parking is a very addictive parking game. in this game, the player plays the role of the driver of celebrities and has to make sure that the celebrities reach the destinations on time, without damaging the vehicle. Limo parking requires the player to be smart and on guard.

The game has a very interesting theme and consists of many levels, with the difficulty increasing at each level. So here’s ur chance to drive the limo and that too for famous celebrities. You DON’T want to miss it.

3) BUST A TAXI

If you though that taxi drivers are the safest people on the road, for they obey traffic rules, think again! In Bust A Taxi you drive a crazy, taxi running ferociously on the road. The objective is to control the taxi and avoid accidents with other cars to prevent damage to the taxi. You have to gain points to get to the next stage, and to do so, you have to crash the trash boxes and avoid running over people, for they make you lose points and also because: they are people. So get ready to be a crazy cabbie!

4) Sim Taxi

In this awesome game, you get to play the role of a real taxi diver, and you have to pick and drop passengers to earn cash, so you can upgrade you taxi.

The game is highly entertaining and the city is very well build with realistic dialogues and destinations.

Game modes

New game: standard game, can same and load progress
Practice: Learn how to earn cash
Time attack: Complete missions within time to get a high score

5) Monkey taxi

Mr. Arthur is the fastest cab driver in the city, and he’s also a monkey.

In monkey taxi, you play as Arthur, and your aim is to pick five passengers one by one and then drive them to their destination. But, that’s not all, you have to drive as fast as you can to reach the destination as quickly as possible and avoid hitting other cabs and police cars at the same time, to save yourself from getting busted. Because the police doesn’t really like monkeys driving a taxi, BEWARE!

6) Zombie Taxi

The beautiful city is under rampant zombie attack and very few people are left uninfected and you are one of the lucky people driving a taxi. You are city’s one last hope. so get as many people as u can in the taxi, and drive them you safe drop zones before they all get eaten by the craving zombies and the city becomes a ZOMBIELAND. And don’t forget to slay a few zombies with your speedy cab.

7) Zombie Taxi 2

Zombies are roving the city once again and once more, all eyes are on u to rescue the passengers and also the VIP’s from the scary and spooky zombies. Try to save as many people as you can by picking them and dropping them to safe drop zones. You can also kill the zombies by running your speedy taxi over them. So go out there, and save the city from this epidemic.

8) LONDON MINICAB

Ever dreamt of driving on the bustling roads of London??? Here’s your chance to live the dream. In London minicab, you are a busy taxi driver in the hectic city of London, looking to earn cash by picking up passengers and dropping them to their destinations at the earliest. the fact that makes this game special is that it has the actual layout of London city. The landmarks and other places also replicate the London city.

So don’t get absorbed in the buzz of the city as you also have to be careful about getting your car repaired and refueled from time-to-time!

9) Bombay Taxi

Pakya, is a frustrated taxi driver after a long day at work in the crowded streets of Bombay. He now, is confronted by another inevitable problem, the problem of parking. You have to help Pakya to maneuver the wheels against the hijacked parking spaces. Cramped parking spaces require good driving skills.

I Hope you will not add to Pakya’s frustration, rather help him with your skills.

10) Future Cabbie

If you think you’ve mastered driving on the roads of today, and you get bored driving on roads, here we are with an all new challenge for you! In future cabbie, we take you to year 2050, where you get behind the wheels of your flying taxi, and work as a cabbie for FuturCorp in this futuristic taxi game.

You have to pick and drop passengers in your flying taxi and meet the fares quota to reach the next level… Enjoy driving, I mean flying!

Top 7 Tips to Achieve Success With a Travel Blog

For travelers, starting a travel blog is not a bad idea at all. By sharing your ideas and travel experiences, you do not only derive pleasure but you also get an opportunity to make money online. Passionate travelers such as Kate (of Adventurous Kate), Matt (of Nomadic Matt), Earl (of Wandering Earl) & Stephanie (of Twenty Something Travel) have been successful in turning their travel blogs into full-time businesses, which earns them good amount of money. There are hundreds of such bloggers who have achieved success with their travel blogs.

If you have a strong passion for traveling too, you shouldn’t miss the opportunity of setting up your own travel blog. While starting a blog about travel takes only a couple of minutes, managing it successfully may take months or years.

With some expert tips at hand, however, you can also popularize your travel blog and make money from it without wasting too much time.

Given below are seven tips that you can use –

#1. Share Unique Experiences

If you want to make your travel blog really unique, avoid talking about destinations, cities or towns superficially. There are plenty of travel websites that offer general information on popular travel destinations around the world. What you need to do on your blog is share unique experiences or things or activities that very few people will rarely get a chance (or even think) to do or enjoy.

#2. Learn to Write Well

When it comes to sharing your travel experiences, you should also be able to do it in an expressive manner. You can go to any place or city of the world and indulge in as many interesting activities as you may find. But if you can’t share your story in your own unique style, it will only dilute the impact that you want to make.

Therefore, it’s important that you learn to write well. In any case, avoid copying anyone else style. Instead develop your own (if you don’t want to bore readers).

#3. Become an Avid Reader

If you want to become a successful blogger, you don’t just need to travel. You also need to read travel literature extensively. Find out about the most popular travel authors, books that they have written and read them to broaden your knowledge base. Subscribing to popular online travel magazines is also a good idea. If you focus on a specific niche, as a travel blogger, reading relevant travel writings can help you a great deal. To write well, you need to read really well.

#4. Take Attention-Grabbing Pictures

What’s a travel blog without pictures? A travel blog without good pictures looks dead. Like you learn to write well, you also need to photograph attractively. A well-crafted travel blog post coupled with great pictures has the potential to go viral in minutes. And you can never tell a good story without using great pictures.

#5. Be Consistent

Success doesn’t come overnight. Once you start a travel blog, you need to share your experiences, stories and other relevant pieces of information on a regular basis. If you make your readers wait for an entire week or month to read the next post on your blog, you’ll simply lose them forever. So, plan out the content strategy in advance.

#6. Stay Genuine

While sharing your travel stories with readers, you should always stay genuine. By being genuine and honest, you’ll soon be able to develop a personal attachment with readers, an essential ingredient to help you achieve success.

#7. Pay Attention to SEO

What’s your purpose of writing travel stories? Well, you do it so that more and more people can read them. Though content is always the king, you can never neglect the importance of SEO (Search Engine Optimization). Most of the travel bloggers think that writing great travel content and doing SEO are two different things, which isn’t true. In fact, great writing always remains at the heart of great SEO.

Therefore, don’t let your travel blog fall deeper and deeper into an ocean of obscurity by neglecting SEO.

[It’s a good idea to seek the help of a SEO professional.]

Do you have a travel blog? Feel free to share your views or opinions.

Tips to Buy Holiday Home Furniture

Before purchasing furniture for your cottage, consider these tips to make your home a wonderful place to stay and relax.

Comfort is perhaps the most remarkable feature in a home designed to enjoy the holidays. This means taking into account the areas and spaces designed for it in your first home. You might also want to have more room to enjoy these areas with family and friends, and share board games or video games. You might also want to have areas specially designed for reading or listening to music in a relaxed manner, which does not suffer from extreme heat or cold depending on whether your house is on the beach or the mountains.

If you consider the comfort of your second home, it is also interesting to consider that it is difficult to clean which have a lot of furniture and decorative objects. Also find the furniture that is resistant to moisture and aging because the house will remain closed for long period of time. An example would be to consider a sofa in a fabric and a strong color in your beach house, otherwise the humidity and dust could be marked permanently. Although both want something elegant and pleasing to look for your beach house makes you feel in a full summer.

So it is clear that a holiday should offer comfort and warmth but also your furniture must be resistant to moisture. The maintenance of the house should involve less effort and have simple furnishings susceptible to wear that may require a renewal a few years.

Another option for finding inexpensive furniture would be the futon and wicker furniture, which can be a little more expensive than regular sofas, but are considerably less comfortable. Bunk beds give you more options for sleep without taking up more space in your place. If you are on vacations, share it with your friends and family who are remembered with great comfort. Hold this vision for the purchase of furniture for your second home.

Something also very interesting to note is the mood the house according to the situation where you are. If your house is located on the beach, decoration and furniture will be different to the case in which your house is in the mountain. When considering such an issue, get a full experience of your vacations. For example, a beach house may clash with an atmosphere of rustic furniture and dark wood, they may grieve the environment. It would be a more appropriate type of furniture for a house in the mountains. In this way, you get a perfect setting for your holiday accommodation.

The bedrooms can be accommodated in different ways according to their final destination. A good option is to allocate more comfort in the master bedroom of the marriage or, where you will spend most of your holiday, so it is important to be comfortable. On the other hand, you can distribute the other rooms so that hosting the largest number of beds available to accommodate family and friends, either by using sofa beds or single bed opening.

Gardening Tips for Beginners: Ten Steps to Success

Essential Gardening Tips

Gardening Tip #1: Build on a Good Foundation.

First, you must check the nitrogen and carbon levels in your soil. You want to start with a good foundation to your spring gardening season, and these tips will help. If you have very bad soil, I highly advise that you start with a square foot garden. You can either build a wood box or buy plastic ones from gardeners, which is what I did. You can then add fresh top soil from the store and add mulched and composted leaves. This is the best way to start.

Gardening Tip #2: Ensure Good Drainage.

When you have the square foot garden set up, you must ensure that the drainage is good, otherwise your plants will not survive and your gardening career will be miserable. Be positive that you provide just as much water as the plant needs, and you will know this amount through your gardening experience.

Gardening Tip #3: Provide Lots of Sunlight.

All plant life is totally dependent on the sun. without enough sunlight, the garden will never be strong and probably never sprout. This is absolutely crucial. However, you must ensure that the plants that are in the sun are able to withstand it. All this information is on the back of every seed packet. The square foot garden location should be carefully located according to drainage and sunlight location.

Gardening Tip #4: Make Variety.

For a successful garden, add a lot of variety to your garden. This will help with pests and the soil quality. If you vary the different plants, the insects will tend to not come back due to the uninsurability of what will be in the garden. Also, it is generally known that all farmers rotate their crops for better soil. All gardeners should do just the same!

Gardening Tip #5: Plant at the Proper Time.

This may seem obvious, but it is critical. If you plant the plants too soon, they will be frozen by the frost of early spring and all the work will be for nothing. If too late, they will not be able to gather strength before the sun beats down on them and withers them, or a fall frost eliminates them. Always check the seed packets for this information.

Gardening Tip #6: Jump Start Transplants.

Make positively sure that you buy good and healthy transplants. It is much wiser to spend more money for quality plants that will return a hundredfold in produce to your work. Make sure as well to give the transplants a lot of water, or they will not survive to thrive. However, the growing season is not as long as many people may think, so you have to get the plants into the ground at the proper time, and they will hit the ground running!

Gardening Tip #7: Resist Over-planting.

As a beginning gardener, it is best to just start small. As you perfect all the methods of growing and harvesting different kinds of produce, you will then be able to plant more of what you like.

Gardening Tip #8: Provide Plenty of Nutrients.

After you have planted the seeds and they are thriving, you must make sure that you continue to provide them with nutrients. Depending on the plants you are cultivating, fish emulsion and blood meal are good things to add to the soil. Furthermore, all types of compost such as leaves, kitchen scraps, and other nitrogen rich composts will make your garden flourish. Of course, remember the rule of moderation.

Gardening Tip #9: Detect Pests Early.

As your plants are getting bigger and better, always check for the signs of pests on the plant. Are the leaves holed and chewed? Is the plant dying because of some disease? if so, as a good gardener, you must take the steps to defend your plants. If you are being attacked by deer and rodents, you can put a net or radio out near the garden to distract and scare the pests, and bloodmeal will deter the deer. As for all diseases, there are organic formulas at the store that can help with them.

Gardening Tip #10: Stop Weeds Before They Start.

This is imperative. It is critical when gardening the old fashioned way, because I did not take care of them and they took over the garden in no time. Just a little care every day, saves hours and days of hard and unnecessary labor. Also, some natural prevention of corn gluten meal and a natural herbicide of vinegar may really ease your task of clearing the weeds.

I hope these gardening tips helped! I will be implementing them in my gardening as well. May these gardening tips ever be part of your gardening arsenal!

Why the Timing is Right – Become a Travel Agent

Why the sudden surge in interest for the travel industry? Here are a few facts to consider when looking at a travel career as a career option.

Here are the facts:

  1. Travel is a $7 Trillion dollar industry expected to double to $14 Trillion within the next decade.
  2. This lucrative industry is currently growing 23% faster than the global economy.
  3. A key factor in this growth phenomenon is the stream of baby boomers that are retiring, or getting ready to retire.
  4. Baby boomers are retiring at a rate of 1 every 8 seconds.
  5. Travel was rated the number one thing these baby boomers intend to do when they do retire.

When considering a career in the travel industry, there are several options available for those looking to work from home.

There is an increased demand for qualified travel agents, due to the explosive growth of the industry as a whole. To become a certified travel agent, your options are not limited to the traditional brick and mortar setting. Many reputable travel agencies now offer options for the individual looking for a legitimate home based business.

While doing your due diligence in researching whether this industry is a fit for you, consider that there are excellent income opportunities available to work from home.

If your goal is to work as an independent travel agent from the comfort of your own home, consider working as an online travel agent.

Here are some companies that you can research, that offer excellent training. Some of the companies will hire you as an employee, while others offer the freedom of being your own boss, and setting your own hours.

Do your due diligence!

  1. Research each company carefully, and make it a priority to understand the compensation plan.
  2. Know what training is available, and whether the company will offer you the opportunity to become certified.
  3. Does the company have IATA, IATAN, ARC and CLIA affiliations?
  4. What is the initial investment? Are there additional costs associated for licensing, or becoming certified?
  5. If you are considering a work at home position, what kind of support is offered?

Are you a right fit for the travel industry?

Lets break down the qualifications that will determine whether you are suited for this challenging, but rewarding career.

Travel agents should have a minimum of a high school diploma.

Travel agents should have a love for travel. Enthusiasm and a love for working with people are crucial elements for success in this industry.

Travel agents should possess excellent multi-tasking and organization skills.

Great communication skills, as well as computer skills are essential.

Travel agents should possess a professional, courteous demeanor when working with suppliers, and the general public.

Attention to detail and accuracy are very important. Some sales ability is very helpful as well.

Now, the benefits of becoming a travel agent

The benefits of becoming a travel agent are many. I have listed the top three.

Travel agents save up to 80% on travel to many of the worlds exclusive resorts and destinations. These discounts include, but are not limited to:

Complimentary upgrades Hotel room upgrades and discounts

Car rental discounts and upgrades

Cruises

Theme park discounts

Vacation Packages

FAM trips, also known as familiarization trips. Suppliers want travel agents to have first hand knowledge of their facilities, so that the travel agent can make a recommendation based on personal knowledge and first hand experience.

The supplier will offer discounts and other perks, and roll out the red carpet to ensure the travel professional has an outstanding time.

Tax Benefits for individuals who chose to do this profession as an independent travel agent. Consult your CPA or tax professional for more information regarding this benefit.

Summary: How Do I become a travel agent?

In summary, becoming a travel agent can be a lucrative and rewarding career. Should you decide that you possess the skills and abilities needed for success, you can look forward to a promising career.

Get Started: Do a search online using the keywords: become a travel agent, how do I become a travel agent, or online travel agents.

Beware of Tax Preparers Who Promise Large Refunds But Won't Sign Your Tax Return

In my experience as President of SmartServ Solutions, I come across many new clients each year. Most new come to us as a result of my snazzy advertising or through a referral from one of our existing clients. Still others come because they are looking to get a bigger tax refund. I am all for getting the most money back from Uncle Sam. That is, the most legal money. In recent weeks, I have come across a large number of previously filed fraudulent tax returns from 2005. It is a very disturbing trend occurring in the tax preparation business. Before I explain what is going on with the fraudulent tax returns, I would like to give a brief overview of the different types of tax preparation companies. I would classify the tax preparation business into three major categories:

The large faceless tax franchises

Most of the large franchise tax places hire seasonal part time workers who are moonlighting for extra money. They receive training each year from their corporate offices on the new tax laws, but tax preparation is not their primary profession. This leads to in many cases sloppy work and missed deductions. Most of the franchise tax places close down after April 15th.

Independent tax preparation and accounting firms

Independent firms are typically small firms where tax preparers work year round and additional support staff is hired during tax season. Many of these types of firms stay open all year and supplement the rest of the year after tax season with related financial service businesses like accounting, mortgages, investments or insurance.

The “guy” or “girl” who gets big tax refunds

These people are everywhere. They typically work out of an apartment or small store. Their reputation for getting extremely large tax refunds has spread like wildfire. Everybody either knows this person or someone who goes to someone like it. Their offices or apartments are usually standing room only and people will wait hours and hours just for a chance to get their taxes prepared here. There is an unfortunate reality about this type of outfit. An income tax return can be easily manipulated to create a large “temporary” tax refund. I will get in to the reason why I say “temporarily” shortly. Some people actually get and deserve tax refunds upwards of $10,000, $15,000 or even $20,000. The right combination of children, babysitting, mortgage interest and taxes, large withholdings and education expenses will in many cases create such a large tax refund that is legitimate. However, there are many unscrupulous tax preparers in this category who illegally add some or all of the above deductions and credits to anyone’s tax return.

The sad truth is that the IRS will send you the money if you file a fraudulent return claiming an undeserving refund. The IRS is a slow moving big government bureaucracy. They may move slowly, but they do move. They have the capabilities of catching up with most of the tax fraud that is out there. It usually takes them a year or two or three after a tax return like this is filed, but they do catch those involved. What most people who utilize these types of tax preparers fail to realize is that they are completely responsible for the tax return that they file. A defense of “my tax preparer did it” or “I didn’t know” isn’t good enough for the IRS. Once you are caught filing such a tax return, you will be subject to pay back all of the money that you received illegally plus penalties, plus interest and possibly fines. And the IRS will get their money. They will use their power to place a tax levy against fraudsters which will give them the right to freeze assets like bank accounts and garnish salary. This is why I call an undeserving tax refund a “temporary” one. The IRS or State Department of Taxation also has the power to seek jail time if they find that there was fraud committed. Obviously, the unscrupulous tax preparers don’t tell this to their unsuspecting clients. I truly feel bad for these people. Most of them don’t understand the implications of filing a false tax return. I have met many people who have had their lives ruined by such circumstances. Life is too precious and it is not worth ruining your life for an extra couple of thousand dollars on your tax return that you don’t deserve. One tell tale sign that your tax preparer may be committing fraud on your tax return is that they refuse to sign the preparers part of your return. A tax preparer is required by the IRS to sign your tax return if they prepared it for you.

I want to personally caution all taxpayers of filing such a fraudulent tax return in order to receive an unjust refund. There are many legitimate deductions and credits that are available that can be found if you look hard enough. Please choose a tax preparation company who will go the extra mile for your interests while not putting your financial future in jeopardy by getting you in trouble with the IRS.

Choosing Your Ideal Wedding Flowers

As well as everything else to be planned for your big day, you need to choose your wedding flowers, which for many brides is one of the most enjoyable selections they get to make while arranging their wedding. While some women prefer to have a very personalized bridal bouquet, others see their wedding flowers as a chance to keep their overall wedding theme running through every aspect of the ceremony.

A wedding bouquet is the finishing touch to your bridal dress, and a well designed one will enhance your ensemble, bring out your best features and coloring and complement your bridesmaid dresses as well. Wedding flowers are also one of the most prominent features in photographs, so make sure you are happy with them as they will be in your memory for a long time.

There are whole galleries online of wedding flower ideas to help inspire you, and some places allow you to buy bridal bouquets online directly for delivery on the day, which can be very convenient and cost-effective. There are plenty of forums and florists on the Internet which can give you starting points for flower arrangements and color ideas, and you can also look at photos of other weddings, bridal magazines and even in the window of your local florist to get your imagination going.

If you have a wedding theme idea, think how to integrate that into your bridal bouquet and other flowers. For example, you could add some shells to a beach wedding theme, or some sprigs of holly for a Christmas wedding theme. For colors, it is a good idea to have a swatch of your bridesmaid dresses to make sure you can get matching or complementing colors for both the blooms themselves and any wraps or ribbons.

You might want to pick one or two types of special flowers which you would like to feature; perhaps they have a special meaning for you or are associated with memories of yourself and your groom, or others in your family. However it is still a good idea to work within the seasons depending on when you are having your wedding party. Although popular choices like roses and lilies are usually available all year, many other flowers are seasonal so prices will fluctuate. If you want an out of season flower in your bridal bouquet you could have it imported but this can be very expensive so it is best to stick to locally sourced blooms if you can.